On first use, the Personal Financial Planning determines the budget based on your average expenses in the main categories for the duration of the past twelve months. That is why you do not need to take action to use this feature in general. Certainly, you can adapt the categories‘ budgets to your own personal requirements.

You can edit a budget that has already been defined by use of the "edit" icon. This function presents the expenses of the past twelve months to you in a bar chart or alternatively as a table. By click on "Save", you can persist your new budget. If there is no budget for the desired category already, you can create one by use of the "Add Budget" function. This dialog offers you the same options as the "edit" dialog.     

The individual budgets are sorted by the planned budget in a main category, beginning with the largest budget.

Yes, you can select the sub category in the "Add Budget" function (e.g. gas under "Mobility / Gas") and then you can define a budget. The budget is shown in the overview below the main category "Mobility". These budgets can be shown or hidden for a clearer arrangement.

The colors of the bars in every individual budged indicate whether the current expenses are still in line with the budget or not. As long as the bar is green (or grey, if there have not been any expenses yet) , the expenses are still as planned. A detailed description of the potential colors is presented below the overview.

The FinancialPlanner generally takes all the main categories in consideration for budget calculation. However, if there have not been any expenses for a main category in the past twelve months, no corresponding budget is shown in the overview.