- At our branches or any ATM in the Cash Group (Deutsche Bank, Postbank, Commerzbank, HypoVereinsbank and many Shell petrol stations)
- During visits to retailers such as Rewe, Aldi and dm Drogerie
- Worldwide in more than 60 countries2
Please select the current account that suits you best.
For secondary-level school pupils, trainees, third-level students1
Fee: €0.00/Month
Most popular
Fee: €6.90/Month
Lots of extras
Fee: €13.90/Month
You will profit from our excellent client support no matter which general account you select.
From ATMs in the Cash Group and around the world in more than 60 countries2.
You will not be held liable if your cards are lost or stolen5.
Convenient banking on the go with the help of Siri and photo transfers among others.
Your Deutsche Bank Card (banking card/debit card) will enable you to make cashless and “contactless” payments at millions of places around the world by simply placing the card on a retailer’s reader – without letting go of the card or paying any fees for purchases denominated in euros. You will naturally not be held liable for contactless purchases as long as you use your card carefully.
Free transfers and standing orders (online/self-service machines)
|
|||
|---|---|---|---|
Paper-based transfers
|
€1.50
|
€1.50
|
€0.00
|
Free direct debit authorisations
|
|||
Real-time transfers
|
€0.60
|
€0.60
|
€0.60
|
Free Deutsche Bank Card (banking card/debit card)
|
- up to two cards -
|
||
Make free payments with the Deutsche Bank Card (denominated in euros)
|
|||
Make payments with the Deutsche Bank Card (foreign currency)
|
1 %, min. €1.50
|
1 %, min. €1.50
|
1 %, min. €1.50
|
Paydirekt included
|
|||
Free cash deposits/withdrawals at Deutsche Bank ATMs
|
|||
Free cash withdrawals from the Cash Group
|
|||
MasterCard7
|
Starting at €18 annually
|
Starting at €18 annually
|
€0 (instead of €82), up to two cards
|
Emergency cash of up to €1,500 at 220,000 cash points in 170 countries
|
-
|
-
|
|
Cash insurance of up to €256 inside and outside Germany*
|
-
|
-
|
|
Borrowing rate overdraft facility3
|
12.85 % p.a.
|
12,85 % p.a.
|
12,85 % p.a.
|
Borrowing rate for tolerated overdrafts6
|
14.30 % p.a.
|
14.30 % p.a.
|
14.30 % p.a.
|
Travel booking service with 6% refund4
|
-
|
-
|
1Free of charge for secondary-level school pupils, trainees, third-level students and members of Germany’s Federal Volunteer Programme who are 30 years old or younger, and come from a member state of the European Union.
2In Germany, at all ATMs of the Cash Group (Deutsche Bank, Commerzbank, HypoVereinsbank and Postbank) and at the tills of many Shell petrol stations. You can obtain cash free of charge at our collaboration partners in more than 60 countries. However, the transaction will be subject to a currency conversion fee: Bank of America (United States), Barclays (including Great Britain), BGL (Luxembourg), BNP Paribas (France), Scotiabank (including Canada and Mexico), TEB (Turkey) and Westpac (Australia, New Zealand).
3Tolerated withdrawal, from age 18 presupposing creditworthiness.
4The refund does not apply to taxes, other fees and comparable surcharges or cancellation penalties. The money will be credited to your account by Deutsche Bank approximately six weeks after your trip. The terms and conditions of the travel organiser apply without exception.
5No liability fee will apply to lost cards. No liability if the card and PIN have been used responsibly and the loss has been reported correctly and immediately.
6Overdraft without the promised overdraft facility3 or above this limit.
7Debit card from age 12 regardless of creditworthiness. Credit card from age 18, presupposing creditworthiness.